Condominium Association Insurance Tenant In A Auto Accident, Why Owner Responsible For Tenant To Drive?

Tenant in a Auto Accident, why owner responsible for tenant to drive? - condominium association insurance

I have a tenant for my association of property owners and one of my tenants rent was involved in a car accident in the recreation area. Association of homeowners said that "as the owner was responsible for the cost of damage to a car accident, my tenant fault, does it make sense?" I told them that I am not sure any of my tenants can go there and to indicate that Can it must come after the insurance of the driver, as after the owner and go? anyone have any suggestions?